The Discover it Miles Card is a credit card designed for individuals who seek rewarding travel experiences while enjoying the convenience of a versatile credit card. As part of the Discover family, this card combines the perks of a traditional credit card with a focus on travel rewards. Cardholders can earn miles on every purchase, providing an opportunity to accumulate rewards for future adventures.
Discover it® Miles
Welcome Bonus
2x Miles your first year
We’ll automatically match all the Miles you earn at the end of your first year.
Annual Fee
$0
Annual Rewards
1.5x Miles
1.5x Miles on every dollar of every purchase
Rewards on Approval
N/A
Interest rates
Purchase Rates
17.24%
Cash Advance Rates
29.99%
Balance Transfer Rates
17.24%
Table of Contents
Discover it® Miles
Discover it Miles Card is a travel-focused credit card that offers a straightforward approach to earning rewards. With no annual fee, this card is an attractive option for those who want to explore the world while enjoying the benefits of a competitive rewards program.
Pros
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Miles on Every Purchase: Cardholders earn miles on all their purchases, allowing them to accumulate rewards quickly, regardless of the spending category.
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No Annual Fee: The absence of an annual fee makes this card budget-friendly, ensuring that cardholders can enjoy the perks without worrying about additional costs.
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Flexible Redemption: Miles can be redeemed for a variety of travel expenses, including flights, hotels, and car rentals, providing flexibility in how cardholders use their rewards.
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First-Year Match: Discover matches all the miles earned in the first year, effectively doubling the rewards and offering an excellent incentive for new cardholders.
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No Foreign Transaction Fees: For globetrotters, the Discover it Miles Card is a convenient choice as it comes with no foreign transaction fees, making it a cost-effective option for international travel.
Cons
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No Transfer Partners: Unlike some other travel cards, Discover it Miles does not offer the option to transfer miles to partner loyalty programs, limiting redemption options.
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Variable APR: The card comes with a variable APR, which means the interest rate can fluctuate based on market conditions, potentially impacting the cost of carrying a balance.
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Limited Bonus Categories: While the card earns miles on all purchases, it may not be the best choice for those who spend heavily in specific bonus categories, as some other cards offer higher rewards in those areas.
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Discover Acceptance: While Discover has broad acceptance in the United States, it may not be as widely accepted internationally compared to other major card networks like Visa or Mastercard.
Details & Eligibility
- 500 - 679
- N/A
- N/A
- $0
- N/A
- N/A
- No
- 17.24%
- 29.99%
- 17.24%
- N/A
- N/A
- N/A
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