About Citi Premier® Card
The Citi Premier® Card is a rewards credit card issued by Citibank. It offers a variety of benefits and rewards, including points for purchases, travel perks, and more. Here are some key features of the Citi Premier® Card:
Rewards and Benefits:
- Earn 3 points per $1 spent on travel including gas stations
- Earn 2 points per $1 spent at restaurants and on entertainment
- Earn 1 point per $1 spent on all other purchases
- Annual hotel savings benefit of up to $100
- $100 annual credit for a single eligible purchase of $500 or more, excluding purchases made at supermarkets, gas stations, and warehouse clubs.
- No foreign transaction fees
- Points never expire as long as you use your card to make a purchase at least once every 12 months.
Sign-up Bonus:
- Earn 80,000 bonus points after you spend $4,000 in purchases within the first 3 months of account opening.
Annual Fee:
Other Fees:
- Balance transfer fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
- Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
- Late payment fee: Up to $40
Overall, the Citi Premier® Card is a great option for those who spend a lot on travel, restaurants, and entertainment. The sign-up bonus is also quite generous, and the annual fee is relatively low compared to other premium travel rewards cards.
Why choose Citi Premier® Card
Are you looking for a credit card that offers great rewards and benefits? Look no further than the Citi Premier® Card. With this card, you’ll earn points on every purchase you make, including 3 points per $1 spent on travel, 2 points per $1 spent at restaurants and on entertainment, and 1 point per $1 spent on all other purchases. Plus, you’ll receive an annual hotel savings benefit of up to $100 and a $100 annual credit for a single eligible purchase of $500 or more, excluding purchases made at supermarkets, gas stations, and warehouse clubs.
But the rewards don’t stop there. You’ll also receive a generous sign-up bonus of 80,000 bonus points after you spend $4,000 in purchases within the first 3 months of account opening. And with no foreign transaction fees, you can use your card wherever you go without worrying about additional fees.
What’s more, the Citi Premier® Card offers all of this for a low annual fee of just $95. With other premium travel rewards cards charging upwards of $450 per year, the Citi Premier® Card is a great value for those who want to earn rewards and enjoy travel perks without breaking the bank.
So why choose the Citi Premier® Card? With its generous rewards and benefits, low annual fee, and no foreign transaction fees, it’s a smart choice for anyone who wants to earn points on their everyday spending and enjoy travel perks along the way. Apply now and start earning points towards your next adventure!
How to apply for Citi Premier® Card
To apply for the Citi Premier® Card, you can follow these simple steps:
- Visit the Citi Premier® Card application page on the Citibank website.
- Review the terms and conditions of the card to make sure it’s the right fit for you.
- Click on the “Apply Now” button to begin the application process.
- Fill out the application form with your personal information, such as your name, address, and Social Security number.
- Provide your employment information, including your employer’s name and your annual income.
- Review the application and submit it for processing.
Once your application has been submitted, you will receive a decision within a few minutes in most cases. If you are approved, you will receive your Citi Premier® Card in the mail within 7-10 business days.
It’s important to note that to be eligible for the Citi Premier® Card, you must have excellent credit. This typically means a credit score of 740 or higher. If you’re not sure if you meet the credit requirements, you can check your credit score for free through a variety of online tools.
Overall, applying for the Citi Premier® Card is a simple process that can be completed online in just a few minutes. If you’re looking for a rewards card with great benefits and a low annual fee, it’s definitely worth considering.
What are my approval odds for Citi Premier® Card
The approval odds for the Citi Premier® Card can vary depending on several factors, including your credit score, credit history, income, and other financial information. Citibank typically requires applicants to have a credit score of at least 740 to be considered for the card, which is considered to be excellent credit.
If you have excellent credit and a stable income, your approval odds for the Citi Premier® Card may be higher. However, if you have a low credit score or a history of missed payments or delinquencies, your approval odds may be lower.
To increase your chances of being approved for the Citi Premier® Card, it’s important to have a good credit score, a low debt-to-income ratio, and a stable income. You should also make sure to fill out the application form completely and accurately and provide all of the requested information.
If you’re not sure whether you meet the requirements for the Citi Premier® Card, you can check your credit score and credit report for free using a variety of online tools. This can give you a better idea of your approval odds and help you determine whether the card is a good fit for you.
FAQs about Citi Premier® Card
Here are some frequently asked questions about the Citi Premier® Card:
- What are the rewards for the Citi Premier® Card?
- The Citi Premier® Card offers 3 points per $1 spent on travel, 2 points per $1 spent at restaurants and on entertainment, and 1 point per $1 spent on all other purchases. Plus, you’ll receive an annual hotel savings benefit of up to $100 and a $100 annual credit for a single eligible purchase of $500 or more, excluding purchases made at supermarkets, gas stations, and warehouse clubs.
- Is there an annual fee for the Citi Premier® Card?
- Yes, there is an annual fee of $95 for the Citi Premier® Card.
- What is the sign-up bonus for the Citi Premier® Card?
- The Citi Premier® Card offers a sign-up bonus of 80,000 bonus points after you spend $4,000 in purchases within the first 3 months of account opening.
- Are there any foreign transaction fees for the Citi Premier® Card?
- No, there are no foreign transaction fees for the Citi Premier® Card.
- What is the credit requirement for the Citi Premier® Card?
- The Citi Premier® Card requires excellent credit, which typically means a credit score of 740 or higher.
- What are the benefits of the Citi Premier® Card?
- The Citi Premier® Card offers a range of benefits, including rewards on every purchase, a sign-up bonus, an annual hotel savings benefit, a $100 annual credit for eligible purchases, and no foreign transaction fees.
- Can I transfer points earned with the Citi Premier® Card to other loyalty programs?
- Yes, you can transfer points earned with the Citi Premier® Card to a variety of loyalty programs, including airlines and hotels.
- Is the Citi Premier® Card a good choice for travel rewards?
- Yes, the Citi Premier® Card is a great choice for travel rewards, with its generous rewards on travel purchases and no foreign transaction fees.
