Citi® Double Cash Card

Welcome Bonus

N/A

N/A

Annual Fee

$0

Annual Rewards

2%

2% cash back on purchases: 1% when you buy and 1% as you pay with no categories, caps or annual fee.

Rewards on Approval

N/A

Interest rates

Purchase Rates

18.74%

Cash Advance Rates

29.99%

Balance Transfer Rates

18.74%

Table of Contents

Citi® Double Cash Card

The Citi® Double Cash Card is a cashback credit card that offers rewards on every purchase, allowing you to earn cash back twice: once on purchases and again when you pay your bill.

Pros

  1. High cash back rate: The card offers up to 2% cash back on all purchases: 1% when you buy and 1% when you pay off your balance.
  2. No annual fee: You won't have to pay any yearly fee to keep the card.
  3. Long balance transfer offer: If you transfer your balance within the first four months of opening your account, you'll receive a 0% APR for 18 months.
  4. No category restrictions: You can earn cash back on all purchases, without any category restrictions.
  5. Wide acceptance: The card is accepted by merchants worldwide that accept Mastercard.

Cons

  1. No sign-up bonus: Unlike some other credit cards, the Citi Double Cash card doesn't offer a sign-up bonus.
  2. Foreign transaction fee: If you use the card for purchases made outside the US, you'll be charged a foreign transaction fee of 3%.
  3. High APR: If you don't pay your balance in full each month, the card's APR can be quite high.
  4. Balance transfer fee: If you transfer a balance to the Citi Double Cash card, you'll be charged a fee of 3% of the balance transferred.
  5. Limited redemption options: Cash back can only be redeemed as a statement credit, check, or direct deposit into a bank account. There are no other redemption options such as travel rewards or merchandise.

Details & Eligibility

  • 800+
  • N/A
  • N/A
  • $0
  • N/A
  • Mastercard
  • No
  • 18.74%
  • 29.99%
  • 18.74%
  • N/A
  • N/A
  • N/A

About Citi® Double Cash Card

Citi® Double Cash Card is a cashback credit card issued by Citibank, one of the largest banks in the United States. The card is designed to reward users for making purchases and paying off their balances, giving them cash back on every transaction. With its simple earning structure and competitive rewards program, the Citi® Double Cash Card is a popular choice for consumers who want to earn cash back on their everyday spending. One of the unique features of the Citi® Double Cash Card is that it offers cash back twice on every purchase. Cardholders earn 1% cash back when they make a purchase, and then an additional 1% cash back when they pay off their balance. This means that users can earn up to 2% cash back on every purchase, which can add up quickly over time. In addition to its cashback rewards program, the Citi® Double Cash Card also comes with a range of other benefits and features. These include access to Citi Entertainment, which provides exclusive access to presale tickets, VIP experiences, and other entertainment perks. Cardholders also have access to a range of travel and purchase protections, including trip cancellation and interruption protection, worldwide travel accident insurance, and more. The Citi® Double Cash Card has no annual fee, making it an affordable option for consumers who want to earn cash back without having to pay extra for the privilege. The card also comes with a 0% introductory APR on balance transfers for the first 18 months, which can help users save money on interest charges if they need to transfer a balance from another credit card. Overall, the Citi® Double Cash Card is a great option for consumers who want to earn cash back on their everyday spending, without having to worry about complicated rewards programs or high annual fees. With its generous earning structure and range of additional benefits, this card is a top choice for anyone who wants to maximize their rewards and get the most out of their credit card.

Why choose Citi® Double Cash Card

Looking for a credit card that gives you cash back on all your purchases? The Citi® Double Cash Card is a great option to consider. With this card, you can earn cash back twice – 1% when you make a purchase, and another 1% when you pay it off. That means you can earn rewards while you spend and while you save. Not only does the Citi® Double Cash Card offer great rewards, but it also has no annual fee, so you can enjoy the benefits of the card without having to pay anything extra. Additionally, this card comes with a 0% introductory APR on balance transfers for 18 months, which could save you a lot of money in interest charges if you’re looking to transfer a balance from another credit card. The Citi® Double Cash Card also provides a variety of other benefits, including purchase protection and extended warranty coverage, as well as access to Citi Entertainment, which offers exclusive access to tickets for concerts, sporting events, and more. Overall, the Citi® Double Cash Card is a smart choice for anyone looking for a straightforward and reliable credit card with cash back rewards and no annual fee.

How to apply for Citi® Double Cash Card

You can apply for the Citi® Double Cash Card online by visiting the Citibank website. On the website, navigate to the Citi® Double Cash Card page, and click on the “Apply Now” button. You will be prompted to fill out an application form with your personal information, such as your name, address, and social security number. You will also need to provide details about your income and employment status. After submitting your application, you will receive a decision on your approval status.

What are my approval odds for Citi® Double Cash Card

The approval odds for the Citi Double Cash Card depend on a variety of factors, including your credit history, income, and debt-to-income ratio. If you have a good credit score and a steady income, you may have a higher chance of being approved for the card. However, keep in mind that each application is evaluated on a case-by-case basis, and there is no way to guarantee approval. It’s always a good idea to check your credit score and review the card’s eligibility requirements before applying to increase your chances of being approved.

FAQs about Citi® Double Cash Card

Here are some frequently asked questions about the Citi® Double Cash Card:
  1. What is the Citi Double Cash Card? The Citi Double Cash Card is a credit card that earns 2% cash back on all purchases – 1% when you make the purchase and another 1% when you pay it off.
  2. What are the requirements to apply for the Citi Double Cash Card? You must be at least 18 years old and have a good to excellent credit score to apply for the Citi Double Cash Card.
  3. Is there an annual fee for the Citi Double Cash Card? No, there is no annual fee for the Citi Double Cash Card.
  4. Can I use the Citi Double Cash Card outside the U.S.? Yes, the Citi Double Cash Card is accepted worldwide anywhere that accepts Mastercard.
  5. How do I redeem my cash back rewards? You can redeem your cash back rewards for statement credits, direct deposits, or checks.
  6. Are there any limits on the cash back I can earn? No, there are no limits on the amount of cash back you can earn with the Citi Double Cash Card.
  7. Does the Citi Double Cash Card offer any additional benefits? Yes, the Citi Double Cash Card offers benefits such as extended warranty coverage, trip cancellation and interruption protection, and worldwide travel accident insurance.
  8. How long does it take to receive the Citi Double Cash Card once approved? It typically takes 7-10 business days to receive the Citi Double Cash Card once you have been approved.
{{ reviewsTotal }}{{ options.labels.singularReviewCountLabel }}
{{ reviewsTotal }}{{ options.labels.pluralReviewCountLabel }}
{{ options.labels.newReviewButton }}
{{ userData.canReview.message }}
Ratestead.com
Logo