Capital One Venture Rewards Credit Card

Welcome Bonus

Earn 75,000 Bonus Miles

once you spend $4,000 on purchases within the first 3 months from account opening

Annual Fee

$95

Annual Rewards

N/A

N/A

Rewards on Approval

N/A

Interest rates

Purchase Rates

20.74%

Cash Advance Rates

28.74%

Balance Transfer Rates

20.74%

Table of Contents

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card is a travel rewards card that allows you to earn miles on all purchases, which can be redeemed for travel expenses, making it ideal for frequent travelers.

Pros

  1. Generous Rewards Program: The Capital One Venture Rewards Credit Card offers 2 miles per dollar on every purchase, with no limit on how many miles you can earn. These miles can be redeemed for travel purchases, statement credits, and gift cards, among other options.

  2. Sign-Up Bonus: The card offers a generous sign-up bonus of 60,000 bonus miles when you spend $3,000 in the first three months of account opening.

  3. No Foreign Transaction Fees: The Capital One Venture Rewards Credit Card does not charge any foreign transaction fees, making it a great card to use when traveling internationally.

  4. Flexible Redemption Options: Cardholders can redeem their miles for travel purchases, statement credits, gift cards, or even transfer them to partner airlines and hotels.

  5. Travel Benefits: The card offers a variety of travel benefits, including travel accident insurance, auto rental collision damage waiver, and 24-hour travel assistance services.

Cons

  1. Annual Fee: The Capital One Venture Rewards Credit Card has an annual fee of $95, which may be a turnoff for some consumers.

  2. No Bonus Categories: Unlike some other rewards cards, the Capital One Venture Rewards Credit Card does not offer bonus points or miles for specific categories such as dining, groceries, or gas.

  3. Limited Transfer Partners: While the card offers the ability to transfer miles to partner airlines and hotels, the list of transfer partners is relatively limited compared to other rewards programs.

  4. High APR: The card has a relatively high APR, which may not be ideal for those who carry a balance from month to month.

  5. Credit Score Requirements: To be approved for the Capital One Venture Rewards Credit Card, you generally need to have good to excellent credit, which may not be accessible to everyone.

Details & Eligibility

  • 680 - 800
  • N/A
  • N/A
  • $95
  • N/A
  • Visa
  • No
  • 20.74%
  • 28.74%
  • 20.74%
  • N/A
  • N/A
  • N/A

About Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card is a travel rewards credit card offered by Capital One. It offers 2 miles per dollar on every purchase, with no limit on how many miles you can earn. Cardholders can redeem their miles for travel purchases, statement credits, gift cards, or even transfer them to partner airlines and hotels. The card has an annual fee of $95, and it offers a sign-up bonus of 60,000 bonus miles when you spend $3,000 in the first three months of account opening. The card also offers a variety of travel benefits, including travel accident insurance, auto rental collision damage waiver, and 24-hour travel assistance services. Additionally, the card does not charge any foreign transaction fees, making it a great card to use when traveling internationally. To be approved for the Capital One Venture Rewards Credit Card, you generally need to have good to excellent credit.

Why Choose Capital One Venture Rewards Credit Card

Are you a frequent traveler looking for a credit card that offers unbeatable rewards and perks? Look no further than the Capital One Venture Rewards Credit Card! With this card, you’ll earn 2 miles per dollar on every purchase, with no limit on how many miles you can earn. Plus, you’ll receive a generous sign-up bonus of 60,000 bonus miles when you spend $3,000 in the first three months of account opening. But the benefits don’t stop there. The Capital One Venture Rewards Credit Card offers flexible redemption options for your hard-earned miles. Redeem your miles for travel purchases, statement credits, gift cards, or even transfer them to partner airlines and hotels. And when you’re traveling, you’ll appreciate the card’s travel benefits, including travel accident insurance, auto rental collision damage waiver, and 24-hour travel assistance services. Plus, the card doesn’t charge any foreign transaction fees, making it the perfect card to use when you’re exploring new destinations abroad. The Capital One Venture Rewards Credit Card has an annual fee of $95, but with the generous rewards program and travel benefits, it’s an investment in your travel experiences that you won’t regret. Don’t miss out on the opportunity to earn rewards and enjoy travel perks with the Capital One Venture Rewards Credit Card. Apply now and start your next adventure!

How to apply for Capital One Venture Rewards Credit Card

You can apply for the Capital One Venture Rewards Credit Card online or by phone. To apply online, follow these steps:
  1. Go to the Capital One website and navigate to the Capital One Venture Rewards Credit Card page.
  2. Click on the “Apply Now” button.
  3. Fill out the application form with your personal information, including your name, address, social security number, and employment information.
  4. Provide additional information about your income and financial situation.
  5. Agree to the terms and conditions of the credit card.
  6. Click on the “Submit” button to complete the application process.
To apply by phone, call Capital One’s customer service at 1-800-625-7866 and follow the prompts to speak to a representative who will guide you through the application process. Once you submit your application, Capital One will review your credit history and financial information to determine if you are eligible for the card. If you are approved, your card will be sent to you in the mail, and you can start using it to earn rewards and enjoy travel benefits.

What Are My Approval Odds for Capital One Venture Rewards Credit Card?

Your approval odds for the Capital One Venture Rewards Credit Card depend on several factors, including your credit history, credit score, and income. Capital One typically requires applicants to have good to excellent credit to be approved for the card. If you have a credit score of 670 or higher, a steady income, and a good credit history, you may have a better chance of being approved for the card. However, if you have a low credit score or negative items on your credit report, such as late payments or collections, your approval odds may be lower. Additionally, Capital One may consider other factors, such as your debt-to-income ratio, employment status, and payment history with other credit cards, when reviewing your application. To increase your approval odds, it’s important to have a solid credit history with a good credit score, a stable income, and a low debt-to-income ratio. You should also review your credit report for any errors or inaccuracies that could be impacting your credit score, and address them before applying for the Capital One Venture Rewards Credit Card. Ultimately, Capital One’s approval decision is based on a variety of factors, and there is no guarantee that you will be approved for the card. However, by having good credit and a strong financial profile, you can increase your chances of being approved for this highly-rated travel rewards credit card.

FAQs About Capital One Venture Rewards Credit Card

What rewards do I earn with the Capital One Venture Rewards Credit Card?

You earn 2 miles per dollar on every purchase with no limit on how many miles you can earn. You can redeem your miles for travel purchases, statement credits, gift cards, or transfer them to partner airlines and hotels.

Is there an annual fee for the Capital One Venture Rewards Credit Card?

Yes, the card has an annual fee of $95.

Does the Capital One Venture Rewards Credit Card have a sign-up bonus?

Yes, the card offers a sign-up bonus of 60,000 bonus miles when you spend $3,000 in the first three months of account opening.

Are there any foreign transaction fees with the Capital One Venture Rewards Credit Card?

No, the card does not charge any foreign transaction fees, making it a great card to use when traveling internationally.

What travel benefits does the Capital One Venture Rewards Credit Card offer?

The card offers a variety of travel benefits, including travel accident insurance, auto rental collision damage waiver, and 24-hour travel assistance services.

What credit score do I need to be approved for the Capital One Venture Rewards Credit Card?

Capital One typically requires applicants to have good to excellent credit to be approved for the card. A credit score of 670 or higher is usually required, but other factors, such as income and payment history, may also be considered.

How can I apply for the Capital One Venture Rewards Credit Card?

You can apply for the card online or by phone. To apply online, go to the Capital One website and navigate to the Capital One Venture Rewards Credit Card page. To apply by phone, call Capital One’s customer service at 1-800-625-7866.

What is the interest rate for the Capital One Venture Rewards Credit Card?

The card’s interest rate varies based on your creditworthiness and other factors, but the variable APR for purchases is currently between 15.99% – 24.99%.
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