About Capital One SavorOne Cash Rewards Credit Card
The Capital One SavorOne Cash Rewards Credit Card is a rewards credit card that is designed for people who enjoy dining out and spending money on entertainment. Here are some key features of the card:
- Rewards program: The Capital One SavorOne Cash Rewards Credit Card offers unlimited cash back rewards on every purchase. You can earn 3% cash back on dining, entertainment, popular streaming services, and grocery store purchases, and 1% cash back on all other purchases.
- Sign-up bonus: The card offers a sign-up bonus of $200 cash back after you spend $500 on purchases within the first 3 months of account opening.
- Annual fee: The Capital One SavorOne Cash Rewards Credit Card does not have an annual fee, making it a great choice for those who want to earn rewards without paying extra fees.
- No foreign transaction fees: If you use your Capital One SavorOne Cash Rewards Credit Card while traveling abroad, you won’t be charged any foreign transaction fees.
- Introductory APR: The card offers a 0% intro APR on purchases for the first 15 months. After that, the variable APR will be based on your creditworthiness.
- Other benefits: Cardholders can also take advantage of a range of benefits, including travel accident insurance, extended warranty coverage, and 24-hour travel assistance services.
Overall, the Capital One SavorOne Cash Rewards Credit Card is a great choice for people who enjoy dining out, entertainment, and grocery shopping, as it offers generous cash back rewards on these categories without an annual fee. Additionally, the lack of foreign transaction fees and introductory APR make it a good option for travelers and those looking to make larger purchases over time.
Why choose Capital One SavorOne Cash Rewards Credit Card
Looking for a credit card that rewards you for your dining and entertainment expenses? Look no further than the Capital One SavorOne Cash Rewards Credit Card! With this card, you’ll earn unlimited cash back on every purchase you make, including 3% cash back on dining, entertainment, popular streaming services, and grocery store purchases, and 1% cash back on all other purchases.
But that’s not all – the Capital One SavorOne Cash Rewards Credit Card also offers a $200 cash back sign-up bonus after you spend $500 on purchases within the first 3 months of account opening. Plus, you won’t have to worry about an annual fee, making this card a great option for anyone looking to earn rewards without any extra costs.
When it comes to travel, the Capital One SavorOne Cash Rewards Credit Card has you covered too. You won’t be charged any foreign transaction fees when using your card abroad, and you’ll also receive travel accident insurance and 24-hour travel assistance services.
With an introductory 0% APR on purchases for the first 15 months, the Capital One SavorOne Cash Rewards Credit Card is also a smart choice for those looking to make larger purchases over time.
Overall, the Capital One SavorOne Cash Rewards Credit Card is the perfect choice for anyone who wants to earn cash back on their everyday spending and take advantage of a range of valuable benefits. So why wait? Apply today and start earning rewards!
How to apply for Capital One SavorOne Cash Rewards Credit Card
You can apply for the Capital One SavorOne Cash Rewards Credit Card by following these steps:
- Visit the Capital One website or go directly to the SavorOne Cash Rewards Credit Card page.
- Click on the “Apply Now” button.
- Enter your personal information, including your name, address, and Social Security number.
- Provide your financial information, such as your annual income and employment status.
- Review the terms and conditions of the card, including the interest rate, fees, and rewards program.
- Submit your application.
Capital One will then review your application and determine your eligibility for the card. If you are approved, you will receive your card in the mail within a few business days.
What are my approval odds for Capital One SavorOne Cash Rewards Credit Card?
Your approval odds for the Capital One SavorOne Cash Rewards Credit Card will depend on a number of factors, including your credit score, income, and credit history.
Generally, Capital One requires applicants to have good to excellent credit in order to be approved for the SavorOne Cash Rewards Credit Card. Good credit is typically considered a score of 670 or higher, while excellent credit is typically considered a score of 800 or higher.
In addition to your credit score, Capital One will also consider your income, employment status, and debt-to-income ratio when reviewing your application. It’s important to note that meeting the minimum credit score requirement does not guarantee approval, as Capital One takes a holistic approach to evaluating applicants.
To increase your chances of being approved for the Capital One SavorOne Cash Rewards Credit Card, make sure to have a good credit score, a stable income, and a low debt-to-income ratio. It’s also important to have a clean credit history with no recent bankruptcies, foreclosures, or delinquent accounts.
FAQs about Capital One SavorOne Cash Rewards Credit Card
Here are some frequently asked questions about the Capital One SavorOne Cash Rewards Credit Card:
Q: What kind of rewards can I earn with the Capital One SavorOne Cash Rewards Credit Card?
A: With the Capital One SavorOne Cash Rewards Credit Card, you can earn unlimited 3% cash back on dining, entertainment, popular streaming services, and grocery store purchases, and 1% cash back on all other purchases.
Q: Is there a sign-up bonus for the Capital One SavorOne Cash Rewards Credit Card?
A: Yes, the Capital One SavorOne Cash Rewards Credit Card offers a $200 cash back sign-up bonus after you spend $500 on purchases within the first 3 months of account opening.
Q: Is there an annual fee for the Capital One SavorOne Cash Rewards Credit Card?
A: No, there is no annual fee for the Capital One SavorOne Cash Rewards Credit Card.
Q: What is the interest rate for the Capital One SavorOne Cash Rewards Credit Card?
A: The interest rate for the Capital One SavorOne Cash Rewards Credit Card ranges from 15.49% to 25.49% variable APR, depending on your creditworthiness.
Q: Is there an introductory APR offer for the Capital One SavorOne Cash Rewards Credit Card?
A: Yes, the Capital One SavorOne Cash Rewards Credit Card offers an introductory 0% APR on purchases for the first 15 months.
Q: Can I use my Capital One SavorOne Cash Rewards Credit Card for travel?
A: Yes, you can use your Capital One SavorOne Cash Rewards Credit Card for travel, and you won’t be charged any foreign transaction fees when using your card abroad. You’ll also receive travel accident insurance and 24-hour travel assistance services.
Q: What credit score do I need to be approved for the Capital One SavorOne Cash Rewards Credit Card?
A: Capital One typically requires applicants to have good to excellent credit in order to be approved for the SavorOne Cash Rewards Credit Card. Good credit is typically considered a score of 670 or higher, while excellent credit is typically considered a score of 800 or higher.
Q: How can I redeem my cash back rewards with the Capital One SavorOne Cash Rewards Credit Card?
A: You can redeem your cash back rewards for statement credits, checks, or gift cards. You can also set up automatic redemptions or redeem for previous purchases. There is no minimum redemption amount or expiration date for your rewards.
