First Foundation Bank offers a range of financial products and services, including personal checking accounts. The Personal Checking account is designed to provide customers with a convenient and cost-effective way to manage their finances. Here is an overview of the features and benefits of the First Foundation Bank Personal Checking account:
Features:
- No monthly maintenance fees: The account has no monthly maintenance fees, making it a cost-effective option for customers who want to save money.
- No minimum balance requirement: There is no minimum balance requirement to open or maintain the account, so customers can open an account regardless of their income level.
- Free online and mobile banking: The account comes with free online and mobile banking, allowing customers to manage their account on-the-go. The mobile app is available for iOS and Android devices and provides a range of features, including mobile check deposit and account alerts.
- Free online bill pay: The account includes free online bill pay, allowing customers to easily pay bills and manage their finances.
- Free checks: The account comes with a free set of checks, which can be useful for customers who still need to write checks occasionally.
Benefits:
- Access to ATMs: The account provides access to a network of ATMs, allowing customers to withdraw cash and make deposits.
- Overdraft protection: Customers can opt into overdraft protection to avoid overdraft fees.
- FDIC-insured: The account is FDIC-insured up to $250,000 per depositor, providing customers with peace of mind.
- Competitive interest rates: The account earns competitive interest rates, allowing customers to earn money on their deposits.
- Customer service: First Foundation Bank provides excellent customer service, with dedicated representatives available to assist customers with any questions or concerns.